Find your perfect KiwiSaver Strategy

As one of New Zealand’s leading KiwiSaver experts, we take a personalised approach and create a bespoke KiwiSaver recomendation just for you

PROVIDER & FUND RECOMMENDATION

We evaluate over 30 providers and 200+ funds to recommend the perfect fit for you based on your goals, life stage and values.

PERFORMANCE COMPARISON

You’ll see a comparison of your current fund and our recommended funds performance over different periods.

RETIREMENT PROJECTIONs

We’ll show you a projection for your KiwiSaver balance at retirement based on your key information.

FEE & ASSET ALLOCATION COMPARISON

We break down the fees for different funds and how they allocate assets, making it easy for you to understand and feel confident in your decision.

We do our best work with:

Aged 30+

Investors who are looking to maximise their returns for retirement.

Ready for expert guidance

People who value expert help because retirement is too important.

$50,000+

For diligent investors with more than $50,000 in their KiwiSaver account who are looking to unlock their retirement potential.

Trusted by 2,500+ Kiwis

Our partners

  • Pathfinder
  • milford

KiwiSaver & Retirement Planning Scenario

Are you making the most out of your KiwiSaver?

KiwiSaver is a powerful tool for building wealth, but many people don’t get the most out of it. Sometimes, it’s simply because they don’t have a clear plan.

At Compound Wealth, we help everyday Kiwis take control of their KiwiSaver and set themselves up for a comfortable retirement. Here are a few common reasons people miss out on their full potential:

🔹 No clear strategy – It’s easy to set and forget, but a little planning can make a big difference.
🔹 Too conservative – Playing it too safe could mean slower growth over time.
🔹 Chasing past performance – The best fund last year isn’t always the best for your future.
🔹 KiwiSaver in isolation – It’s just one piece of your retirement puzzle.
🔹 Irregular contributions – A small tweak to your contributions can have a big impact.

That’s where we come in. With over 10 years of KiwiSaver expertise, we’ll help you make informed decisions and stay on track, no matter what the market is doing.

Let’s make a plan that works for you. Start by taking our quick KiwiSaver quiz, then book a chat with me, Adam Stewart. We can talk over video, phone, or in person at our Mount Maunganui office (4/41 Newton Street).

What you’ll get from our KiwiSaver advice:

🔹A clear picture of your future – What’s possible for your retirement?
🔹Fund recommendations tailored to you – Designed to grow your savings.
🔹Confidence in your decisions – Understand how much you can spend and how long your money could last.

KiwiSaver isn’t just about saving—it’s about making sure your money is working for you. Let’s explore your options together.

The Process

  • Our first step is to understand where you are at now, so we can look ahead to where you are going. Complete our quick KiwiSaver Discovery Quiz

  • Book a 15-30 minute call with Adam. Ideally, we’d like to set up a Teams meeting so we can run through some live retirement planning scenarios together via our cashflow modelling software. Once Adam understands your goals for your KiwiSaver, he will prepare a report with a personalised recommendation.

  • Like our recommendation? Great. Let’s push forward and maximise your KiwiSaver potential.

FAQ

  • We provide independent KiwiSaver advice and have the expertise to help clients navigate the entire KiwiSaver market. Our ability to advise on any KiwiSaver solution means we can tailor recommendations to align with your financial goals, risk tolerance, and investment preferences.

    For clients seeking greater diversification and control, we can also structure portfolios using multiple investment managers or direct securities via KiwiWRAP, an open-architecture KiwiSaver platform that provides access to a wide range of investment options.

    We have established agreements with the following KiwiSaver schemes, which compensate us for providing financial advice:

    • Milford KiwiSaver Plan

    • Generate KiwiSaver Scheme

    • Booster KiwiSaver Scheme

    • ANZ KiwiSaver Scheme

    • Pathfinder KiwiSaver Scheme

    • AMP KiwiSaver Scheme

    • KiwiWRAP KiwiSaver Scheme

    • Kernel KiwiSaver Scheme

    • Koura KiwiSaver Scheme

    • GoalsGetter KiwiSaver Scheme

    We do not charge an upfront fee for KiwiSaver advice—this service is complimentary and comes with no obligation. If you decide to implement our KiwiSaver advice, we are remunerated by the KiwiSaver provider through an ongoing percentage-based fee. This is fully disclosed in the written advice. You therefore receive a no-obligation KiwiSaver comparison at no cost, with a fee only applying if you proceed with the recommended solution.

    Regardless of the provider, our advice is always in your best interest, and all fees will be fully disclosed upfront, no surprises.

  • At Compound Wealth, we stand out from other financial advisers in three significant ways:

    We are a leading KiwiSaver advisory firm with a specialisation in long-term wealth creation. With over 10 years of experience in the KiwiSaver and financial services industry, Adam Stewart, our Director & Financial Adviser, brings extensive expertise. Since the inception of Compound Wealth 7 years ago, we have helped over 2500 New Zealanders make smarter KiwiSaver decisions, advising on over $100 million of KiwiSaver funds.

    Our approach involves collaborating with multiple KiwiSaver providers to identify the funds that best aligns with your unique financial goals and circumstances. We follow a robust investment selection process so that you have trust and confidence in your chosen investment.

    We prioritise impartial advice and continuously evaluate the KiwiSaver providers we work with. By maintaining an unbiased stance, we ensure that the recommendations we provide to our clients are objective and aligned with their best interests.

  • It takes around 10 business days for your existing provider to transfer your funds to your new provider. Your new KiwiSaver provider contacts your existing provider and IRD on your behalf so there is nothing to do from your end.

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