Financial advice can help you navigate key financial decisions, ensuring better long-term outcomes, greater financial security, and peace of mind.

The key feature of a PIE is its tax advantage—tax is capped at a maximum Prescribed Investor Rate (PIR) of 28%, even for those who would otherwise pay up to 39% on their individual income.

For investors with a long investment timeframe, time is their greatest asset in building wealth. Investing in a higher equity allocation can lead to significant growth over time.

We highlight the three worst-performing KiwiSaver funds in each multi-sector category based on their most recent 5-year average performances as at 31 June 2024, after fees but before tax.

KiwiSaver is a fantastic retirement investment scheme, but many New Zealanders make mistakes that can cost them in the long run. By avoiding these common pitfalls, you can ensure that your KiwiSaver works hard for you, growing your retirement savings as much as possible.

If you're looking to grow your KiwiSaver balance these tips will help you maximise your KiwiSaver growth.

When it comes to accessing your KiwiSaver savings, you have plenty of choices. If you’re considering withdrawing a significant portion—or even all—of your KiwiSaver savings, you might think about where to put that money next.

KiwiSaver is much more than just a savings scheme—it's actually an investment scheme with loads of benefits that many people don’t even know about. Sure, it’s marketed as a way to save for retirement, but it’s designed to grow your money through investments.

Compounding returns, often referred to as compound interest, is the process where the returns on an investment are reinvested to generate additional earnings over time. Essentially, you earn returns not only on your initial investment but also on the returns from previous periods. This snowball effect can accelerate wealth accumulation, making it a powerful tool in long-term financial planning.

Maximise your returns for retirement with Compound Wealth’s list of the best KiwiSaver funds in each category for 2024. We help you decide how to invest.

Imagine a world in which you could start investing in KiwiSaver and grow it over time to cover all your retirement spending needs. It’s possible, but nearly no one will achieve this objective. For many, KiwiSaver will only cover a fraction of their retirement spending needs, and they’ll need to make up the gap another way.

NZ Superannuation is a crucial aspect of New Zealand’s social welfare system, providing money to seniors to ensure a decent standard of living during their retirement years.

For many, purchasing a weekly lotto ticket is a small indulgence with the dream of winning big. However, the odds are overwhelmingly stacked against you. Instead of spending that money on a lottery ticket, consider investing it. The potential returns from even modest investments can be substantial over time, thanks to the power of compound interest.

KiwiSaver is a fantastic opportunity to invest in companies that have a positive impact socially and on the environment. In this post, we break down what makes a KiwiSaver fund option ‘ethical’, and give you our top two picks. Check it out!

At the heart of successful retirement planning lies the concept of compounding returns. Simply put, it's the snowball effect where your investment returns generate earnings, which are then reinvested to generate even more returns. Over time, this process accelerates your wealth growth exponentially.

Xavier Waterstone of QuayStreet unpacks how New Zealand’s KiwiSaver tax and contributions regime results in poorer outcomes for retirement balances versus Australia’s superannuation system.

Your KiwiSaver may be one of your largest assets. As such, the choice of what provider and what fund you choose is one of the most important decisions you can make to achieve your financial goals.

A question being asked by some investors today is whether they should change their investment strategy because term deposits are paying 6%. Although term deposits are more attractive than they have been in a while, here are seven simple and compelling reasons to stick with your diversified investment strategy.