Compound Wealth Blog
Our bank of knowledge
Booster Savvy: A Smarter Way to Spend and Earn
If you’re looking for an alternative to a standard bank account that provides returns on every dollar while keeping your funds accessible, Booster Savvy could be the perfect fit.
KiwiSaver Fund Types: Which One is Right for You?
Picking the right KiwiSaver fund is one of the most important choices you can make for your financial future. Your fund type affects how fast your savings grow - and how much they might fluctuate along the way. In this guide, we compare four fund types: Moderate, Balanced, Growth, and High Growth.
How Much Will I Have in KiwiSaver by Retirement?
How much you’ll have in your KiwiSaver depends on several factors, including your contribution rate, government contributions, and investment returns. Let's break it down so you can get a better idea of what to expect.
What to Do When Your KiwiSaver Drops 10% in Two Days
Last week, global share markets took a hit. The US stock market (S&P 500) dropped more than 10% over two days - one of the worst back-to-back trading sessions in decades. If you’re in a growth or high-growth KiwiSaver fund, chances are you saw a dip in your balance. Market drops like this can feel scary. But they don’t need to derail your long-term plan.
Markets are jittery - but this is nothing new.
You’ve probably seen the headlines lately - markets have had a bumpy few weeks. With renewed trade tariff talk out of the US, tension in Ukraine, and questions around big tech, volatility has spiked and global shares, especially in the US, have pulled back. It’s uncomfortable, yes - but market volatility is completely normal.
Don’t let your KiwiSaver returns be Trumped
Sometimes the noise is just too loud. At the moment, every headline seems to shout about yet another economic crisis. We know the media love a clickbait headline, often focusing on the negative, even when the bigger picture isn’t as bad as it seems. Does all this noise have you worried about your KiwiSaver investments?
Minimum KiwiSaver Contribution to get Government Contribution in 2025
Every year, the government contributes up to $521.43 to eligible KiwiSaver accounts, provided you meet certain contribution requirements. It's a great incentive to keep growing your savings with minimal effort!
Kiwis Are Moving Towards Growth Funds - Should You?
More Kiwis than ever are choosing growth funds for their KiwiSaver investments. In fact, growth funds now hold 46% of all KiwiSaver funds, up from just 26% in 2014. So, what’s driving this shift—and should you consider switching?
Worst Performing KiwiSaver Funds going into 2025
We highlight the three worst-performing KiwiSaver funds in each multi-sector category based on their most recent 5-year average performances as at 31 December 2024, after fees but before tax.
Open Architecture KiwiSaver
If you’re ready to take a more active role in your KiwiSaver journey, KiwiWrap offers the tools and expertise to help you maximise your retirement savings.
Why Small Caps Play a Big Role in Compound KiwiSaver Portfolios
Small-cap stocks represent smaller companies with market capitalisations typically below $2 billion. These businesses are often in the early stages of growth, offering unique products or services and operating in niche markets. While they may not yet have the scale or recognition of larger firms, small caps have historically demonstrated strong performance over time.
KiwiSaver Explained - Answers to the Most Googled Questions
How to change KiwiSaver providers? How to check KiwiSaver balance? How to change KiwiSaver contributions? How to withdraw KiwiSaver?
Best Performing KiwiSaver Funds going into 2025
Maximise your returns for retirement with Compound Wealth’s list of the best KiwiSaver funds in each category going in to 2025. We help you decide how to invest.
The Future of Retirement for New Zealanders
Getting closer towards retirement can be an exciting time, but it can also feel daunting and you’ll certainly have some unanswered questions. Do I have enough money to retire on? Am I able to spend my time doing the things I love?
How Much Money Do You Need to Retire in New Zealand?
Planning for retirement is as much about lifestyle choices as it is about financial preparation. Whether you see yourself traveling the world, enjoying hobbies, or sticking to a quiet life at home, the amount you’ll need will vary widely.
The Dangers of Default KiwiSaver Funds
If you signed up to KiwiSaver through your employer, there’s a good chance you were placed in a default fund. While default funds have their purpose, they might not be the best option for your financial future. Let’s look into why you should move from a default fund.
Take Control of Your Financial Future: Three Key Strategies for Smart Wealth Building
Building wealth is about making smart decisions and staying consistent. Whether you're planning for a comfortable retirement, aiming to eliminate debt, or looking to grow your investments without stress, these three strategies will help you make progress confidently.
How One Client Achieved Over 500% Returns with a Self-Managed KiwiSaver Strategy
Read how this client used the self-managed KiwiSaver option to pursue a highly concentrated strategy that ultimately delivered life-changing results. A self-managed KiwiSaver allows investors to take control of their retirement savings by selecting specific securities rather than relying on a managed fund. This approach is best suited for confident, hands-on investors who are prepared to research, monitor, and manage their investments actively.
5 ways to Maximise Your KiwiSaver in 2025
The start of a new year is the perfect time to make a few financial resolutions. If you’re serious about growing your KiwiSaver balance, setting some smart goals now can pay off big time in the years ahead. The good news is, making the right changes doesn’t have to be complicated. Let’s dive into five resolutions that can help you maximise your KiwiSaver returns in 2025.
DIY KiwiSaver - build your own KiwiSaver portfolio
At Compound Wealth, we have access to a new, low-cost, open-architecture KiwiSaver Scheme that gives you more control and flexibility on your retirement savings. With this unique offering, you have access to over 400 securities (ETF’s, funds, direct equities & bonds) allowing you to build your own investment portfolio that suits your goals, needs, and appetite for risk.