Many self-employed people don’t see the benefit of KiwiSaver so miss out on the rewards.

They know they won’t get the employer contribution, therefore, are hesitant to lock any of their money away until retirement. They also see it as their tax money that pays for the government contributions, so where is the real benefit?

Maximise your returns for retirement with Compound Wealth’s list of the best KiwiSaver funds in each category for 2023. We help you decide how to invest.

In this article, we explore the various ways you can withdraw your KiwiSaver in New Zealand.

Investing during a recession can be an opportunity to buy assets at lower prices, but it can also be risky. Here are ten things to consider when investing during a recession.

Maximise your returns for retirement with Compound Wealth’s list of the best KiwiSaver funds in each category for 2023. We help you decide how to invest.

We have come up with five tips KiwiSaver members can use to help bolster their savings accounts. Now is as good a time as any to think about how you are invested in KiwiSaver and take positive action on what will be one of your biggest and most important assets in the future. Here are Compound Wealth’s top five tips on how to maximise your KiwiSaver in 2023.

As the holiday season approaches, it’s a good chance to sit back and reflect on what really matters, away from the day to day activity that accompanies us through the year. Those who have been following markets in 2022 will know that returns so far have not been great with investors remaining worried about high inflation, slowing growth and aggressive rate hikes.

When stock market prices decline and a bear market occurs, it provides investors with the ideal opportunity to buy. This is assuming that the market will recover which is highly possible but it does provide opportunities to purchase some of the best stocks in the market at a good price with the hope that they will deliver excellent returns in the long term.

Times Are Tough. Read Our Six Suggestions To Feel More In Control Of Your Finances

Dollar cost averaging (investing a fixed amount at regular intervals) is perhaps the best way to ensure that you are taking advantage of any dips in the market. For the majority of KiwiSaver investors, you are already employing this strategy unknowingly as you are contributing an amount towards your KiwiSaver every pay. In this post, we explain the real benefits of consistent investing, and how to assure your’e reaping the benefits!

If you’re employed and sign up to KiwiSaver, you have the choice of contributing a varying percentage of your pay towards KiwiSaver. In this post, we wont tell you that you should definitely shift your contributions to 8% or 10 %, rather we highlight how making an increase, even a small one, can make a difference. As always, if you want to talk about your contributions with a professional, just navigate to our contact page.

KiwiSaver funds are categorised by their nature, the issue is most New Zealander’s don’t know how each category is defined. The KiwiSaver schemes are split into varying types dependent on the percentage of ‘Growth’ assets and ‘Income’ assets they consist of. In this post we give you a run-down of what ‘Growth” & ‘Income’ assets are, what they’re made out of, and their implications on your KiwiSaver balance.

In this post we walk you through the process of taking advantage of the income you’re entitled to with KiwiSaver. By making the most of Government Contributions, and mandatory Employer Contributions, your KiwiSaver balance significantly each year, putting you in a better place for a first-home deposit and/or retirement. Take a read and find out if you are entitled to additional funds for your KiwiSaver!

KiwiSaver gives every New Zealander the opportunity to invest money into a range of financial products, allowing them the chance to build not only their wealth, but also their understanding around investments and retirement planning.

Timing the market can be a tempting proposition for investors, but often this desire leads to an increase in lost gains. It is very tempting for KiwiSaver investors to switch from a growth to conservative fund to shield themselves from adverse market swings. In this post, we take a look at a better strategy for maximising your KiwiSaver fund.

The $1.5 million question and how receiving advice can assist your financial future

George Soros, billionaire and famous investor once said, “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.”

It's completely understandable if your brain is telling you to get out of the market. Research shows that people hate losing even more than they like winning.

It's one of the reasons having a financial advisor is most valuable during a market downturn, when your emotions actively try to convince you to do things that are likely to hurt you.

The simple truth of compounding returns is the most important thing that matters for the long-term investor. Yet in today’s world we are consistently bombarded with distractions, become pre-occupied with other things, and we forget this simple truth.

The benefits of good financial diversification are not to be scoffed at. Most importantly it manages risk and reduces the impact a bad event in any one asset has on your overall financial wellbeing